Our mission is to help our clients improve the quality of their lives.
To accomplish our mission, we abide by a set of values that reside at the heart of every interaction we have with those we work with:
Ø We believe the fundamental purpose of financial planning is to help you identify what is important to you and ensure that your resources are supporting that purpose.
Ø We believe that financial planning is not an event – it is an ongoing process of adjustments and re-evaluations designed to help clients live meaningful and fulfilling lives.
Ø We believe in fully accepting a fiduciary standard of care on behalf of our clients at all times. We believe that our professional success is based on us truly caring about our clients, being sensitive to their needs and concerns, conducting business with integrity, and doing what we say we will do.
Ø We believe that effective communication is critical to the success of our relationship. We recognize that financial planning is very personal, and through this process we will ask that you share things that you don’t share with anyone but your family. The information and opinions you share will be respected as if it were our own.
Ø We believe that if we make mistakes, we must take full responsibility and correct for them. But first, we must know of them. Please talk to us so that we may do so.
Ø We believe in a collaborative approach to financial planning. We freely admit that we do not have a monopoly on great ideas. We may ask that you give us permission to share information and ideas with your other advisors to ensure a coordinated approach to your financial affairs. Because we do not sell financial products, we must also rely on outside advisors to implement recommendations.
Ø We believe that financial planning should be proactive. We have designed a comprehensive, systematic approach to the financial planning process to ensure your progress is being monitored and updated on an ongoing basis.
Ø We believe that maintaining maximum flexibility is a fundamental tenet of the IFS planning philosophy. Your life constantly changes, and therefore, your finances must be structured to accommodate change. We believe that locking-up your assets in products that penalize you for accessing them requires a substantial premium to justify the illiquidity.
Ø We believe that great advice must be given in the context of the whole, not in isolation. What is right for you may not be right for your neighbor, and vice versa.
Ø We believe that a competent and fulfilled staff is critical to execute our mission. We treat our staff with respect and ask that you would as well.
Ø We believe that you should be as involved in your plan as we are. The financial planning process should be enjoyable, but requires a mutual commitment from both the planning team and the clients.
